Ile zarobisz netto w 27 krajach europejskich po podatkach?
Wprowadź swoje roczne wynagrodzenie brutto raz i od razu porównaj wynagrodzenie netto we wszystkich 27 krajach UE — posortowane według tego, co faktycznie zatrzymujesz. Obliczenia na podstawie stawek podatkowych 2026.
- Porównaj wynagrodzenie netto we wszystkich 27 krajach UE jednym wpisem
- Wykorzystuje oficjalne stawki podatkowe 2026 i składki społeczne
- Wyniki są szacunkowe — skonsultuj się z doradcą podatkowym w celu uzyskania dokładnych danych
| # | Kraj | Brutto | Podatek | ZUS | Wynagrodzenie Netto | Stawka Ef. | Netto % |
|---|---|---|---|---|---|---|---|
| | |||||||
Metodologia
Obliczenia wykorzystują progresywne progi podatkowe 2026 i standardowe składki ZUS. Wyniki są szacunkowe — bez lokalnych podatków i ulg osobistych.
Często zadawane pytania
How accurate is this salary calculator?
The calculator uses 2026 official tax brackets and standard employee social contribution rates. It provides reliable estimates for career planning and country comparison, but does not account for local surcharges, church tax, municipal taxes, or individual deductions. For precise figures, consult a certified tax advisor in the relevant country.
Which countries are included in the comparison?
The calculator covers all 27 European Union member states: Germany, France, Netherlands, Belgium, Luxembourg, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Poland, Czech Republic, Romania, Hungary, Bulgaria, Croatia, Slovakia, Slovenia, Lithuania, Latvia, Estonia, Cyprus, Malta, and Greece. Switzerland is excluded due to the complexity of its cantonal tax system.
Does marital status affect the calculation?
Yes. In most EU countries, married filers benefit from income splitting — the combined income is divided between spouses, which can significantly lower the effective tax rate. The "married with children" option applies additional deductions per child. The exact benefit varies by country: it is very significant in Germany (Splittingverfahren) and France (quotient familial), and less impactful in flat-tax countries like Romania or Bulgaria.
Why does the same gross salary give very different net pay across countries?
European tax systems differ fundamentally. Some countries (Denmark, Belgium, Sweden) have high income tax but moderate social contributions. Others (France, Netherlands) have high social security rates. Eastern European countries (Romania, Bulgaria, Hungary) apply flat income tax rates of 10–15%, often resulting in higher net pay from the same gross. Tax-free allowances, deductions, and the mix of income tax vs. social contributions create large differences.
How is the effective tax rate calculated?
The effective tax rate shown is the total percentage of gross salary lost to both income tax and social security contributions combined: (income tax + social security) ÷ gross salary × 100. This is different from the marginal tax rate, which only applies to the highest income bracket.
Ważna informacja
Ten kalkulator podaje jedynie szacunki oparte na uproszczonych stawkach podatkowych 2026. Rzeczywiste wynagrodzenie netto może się różnić z powodu lokalnych podatków, ulg osobistych lub specyficznych umów. EuroSalary nie udziela porad podatkowych ani prawnych.